We Make Home Loans Simple
No matter what step of the home-buying process you're in, let the team at Sanborn Savings Bank guide you through the options available to you when it comes to your mortgage. Our friendly staff is here to walk you through the loan process and explain the importance of terms like Annual Percentage Rate, Fix or Adjustable Rates, and your loan terms. Best of all, you get quick, local decision-making and servicing from people within our local communities.
Need help with the down payment for your new home? Speak with our lenders today about Private Mortgage Insurance to help you get into the home of your dreams. It all starts with connecting with the team at Sanborn Savings Bank.
Connect With Our Lenders Printable Mortgage Loan Application
Compare Your Mortgage Options
| Loan Type | Term Length | Down Payment Requirement | Servicing | Key Features |
|---|---|---|---|---|
| Fixed-Rate Mortgage | 15, 20, or 30 Years | As low as 3% | In-House Servicing | • Stable monthly payments • Rate stays the same for the life of the loan • Great for long-term budgeting |
| In-House Balloon Loans | 5, 7, or 10 Years (Amortized up to 30 years) | As low as 10% | In-House Servicing | • Shorter-term commitment • Ideal for borrowers expecting to move or refinance |
What to Bring
To help your application process go as smooth as possible, there are a few things you'll need to have on hand when you visit Sanborn Savings Bank:
Personal Information
- Your social security number
- Approximate current balances of your checking and savings accounts
- List of all outstanding debt, including all charge accounts and credit cards
- Name, address of current mortgage holder if refinancing, or landlord if renting
Income Information
- Employer's name, address, and phone number
- W-2 forms and tax returns for previous two years
- Year-to-date pay stubs
- Proof of additional income you want to include in the qualifying process
Meet Our Mortgage Lenders
Josh
Senior Vice President
NMLS: 470229
Divisions: Agricultural Lending, Business Lending, Mortgage Lending, Personal Lending
Phone: (712) 930-3211
Mackenzie
Vice President
NMLS: 1503177
Divisions: Agricultural Lending, Business Lending, Mortgage Lending, Personal Lending
Phone: (712) 930-3211