Power Your Savings
If you're looking for a way to save money at a better pace than what a traditional savings account can provide, a certificate of deposit (CD) from Sanborn Savings Bank is the perfect solution. Our CDs allow you to earn a better rate than a regular savings account, rewarding you even more for your balance and allowing you to grow your money faster. Here's what you need to know about our CD accounts:
- Terms range from 90 days to 36 months
- $1,000 minimum deposit required
- Multiple options available at maturity, including withdrawal or reinvestment
- Specialty CDs available (Specialty CDs may have higher deposit requirements)
- Early withdrawals may be subject to penalty
If you're ready for your money to do more for you, please contact our personal banking team today. We'll help you open a CD account and answer any questions you have.
Contact Us to Open an Account
Rates current as of 06/03/2026
Certificates of Deposit Rates
| Term | Interest Rate | APY* | Special Feature |
|---|---|---|---|
| 5 Month Special ($10,000.00 minimum) | 3.50% | 3.54% | |
| 11 Month Special ($5,000.00 minimum) | 3.50% | 3.53% | |
| 33 Month Special ($5,000.00 minimum) | 3.35% | 3.38% | One withdrawal up to 50% before maturity without penalty |
| 90 Day CD | 1.80% | 1.81% | |
| 182 Day CD | 1.90% | 1.91% | |
| 12 Month CD | 2.15% | 2.16% | |
| 18 Month CD | 2.20% | 2.21% | |
| 24 Month CD | 2.25% | 2.26% | |
| 36 Month CD | 2.30% | 2.31% | |
| 48 Month Star Saver ($100 minimum) | 2.30% | 2.31% | Must be 16 years of age or younger Additional deposits can be made at anytime with a minimum of $50.00 or more |
*APY - Annual Percentage Yield -- $1,000.00 minimum deposit (unless noted) to open account and maintain APY.
Penalty may be imposed for early withdrawal. Contact us for more details.
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