Personal Banking
Savings
All of our savings accounts are federally insured up to $250,000 by the Federal Deposit Insurance Corporation.
- No minimum to open an account
- Unlimited deposits and withdrawals in person or at an ATM.
- Interest is earned on your balance
- Automatic transfer to your checking account available
A great account to automatically save for escrow, your next big purchase, or for an emergency fund!
- Earn the same interest rate as a 12 month Certificate of Deposit without tying up your money!
- Automatic deposits made monthly, bi-monthly, bi-weekly, or weekly.
- One withdrawal per quarter. A $25 service charge for more than one withdrawal per quarter.
- Minimum auto deposit is $10; you can change this amount up to twice a year.
- Must maintain the account for one year or you will have to pay a $25 closing fee.
- No deposits or transfers can be made online. You must stop in or call.

A great way to teach kids to save!
Available to all kids ages 13 and under.
- No minimum to open an account
- Interest is earned on your balance
- Earn prizes with deposits, birthday rewards, and other fun surprises!
- Check out another way to save with our Star Saver CDs. For more information, Contact Us!
Reduce your holiday stress each year with this account!
- No minimum to open an account
- Earn higher interest on your balance
- Balance grows monthly with auto-deposits from another SSB account
- We write you a check for the balance plus interest November 1!
A great account for those interested in earning a higher interest rate!
- $5,000 to open an account
- Tiered levels of interest adjusted to market conditions help you maximize your return while still keeping your money accessible.
- Interest is paid on account monthly.
A Health Savings Account (HSA) is a tax-exempt account established exclusively for the purpose of paying qualified medical expenses for an individual, their spouse, and their dependents.
Eligibility:
Distributions from the account are to be for qualified medical expenses. The bank is not responsible for determining if a distribution qualifies; it is the account owner’s responsibility to determine the purpose and tax effect of any distribution from the HSA.
Eligibility:
- Individuals who are covered under a high deductible health plan (HDHP)
- Individuals who are not covered by another health plan that is not an HDHP (with some exceptions)
- Individuals who are not enrolled to receive benefits under Medicare
- Individuals who may not be claimed as a dependent on another person’s federal tax return
Distributions from the account are to be for qualified medical expenses. The bank is not responsible for determining if a distribution qualifies; it is the account owner’s responsibility to determine the purpose and tax effect of any distribution from the HSA.
Special savings for first-time homebuyers with tax advantages!
- Account is held for a maximum term of 10 years.
- One withdrawal from account for the full account balance.
- Interest is paid on account quarterly.
Personal Banking
- Checking
- Savings
- IRAs
- Online Banking
- Mobile Banking
- Home Loans
- Consumer Loans
- Student Loans
- Debit/ATM Cards
- Credit Cards
- CD Rates