Sanborn Savings Bank

ABOUT SSB

Personal Banking Checking and Savings Accounts

Nancy	Ronda

All of our checking accounts are federally insured up to $250,000* by the Federal Deposit Insurance Corporation.
*Temporary increase effective until December 31, 2013.

Checking Accounts

	Minimum Balance	Interest Rate¹	Service Charge²	Check Charge²	Availability
Student Checking³	None	None	None	Up to 10 checks per statement cycle free. $0.25 per check after 10	Full-time middle, high school or college students.
Personal Checking	$100.00	None	$5.00 If balance falls below minimum	None	Available to individuals.
Checking Plus	$300.00	Cumulative tiered Rate increases with balance	$5.00 If balance falls below minimum	None	Available to individuals.
High Speed Checking³	None	Cumulative tiered Rate increases with balance	None	Up to 10 checks per statement cycle free. $0.50 per check after 10	Available to individuals Account includes FREE online bill pay.
Homeowner Checking	None	Cumulative tiered Rate increases with balance	None	None	Homeowners with a Sanborn Savings Bank mortgage.
Senior Citizen Checking	None	Cumulative tiered Rate increases with balance	None	None	Free to those 62 and over. Account includes FREE checks.
Money Market Checking	$2,500.00	Tiered Market Rate	$7.50 If balance falls below minimum	None	Available to individuals. Account includes FREE checks

FOR COMPLETE DETAILS AND DISCLOSURE ON OUR ACCOUNTS
PLEASE VISIT WITH AN EMPLOYEE
¹Interest accrues based on the average available balance. Interest is compounded daily and paid monthly when your statement is cycled.
²Plus sales tax.
³Checks includes personal checks or other paper based transactions initiated by you.

Click here to request more information on our checking accounts

All of our savings accounts are federally insured up to $250,000* by the Federal Deposit Insurance Corporation.
*Temporary increase effective until December 31, 2009.

Savings Accounts

	Minimum Balance	Interest Rate⁴	Account Features
Regular Savings	No minimum to open.	Variable - quarterly	Interest on account paid quarterly. Statement issued on account quarterly Account owners with checking accounts may elect to receive a monthly statement combined with their checking account statement.
Savers Choice	No minimum to open.	Variable - quarterly	Interest on account paid quarterly. Account interest rate determined by a certificate of deposit index. Account requires automatic deposits monthly. Account restricted to not more than two withdrawals per calendar year.
Health Savings Account	No minimum to open.	Variable - quarterly	Interest on account paid quarterly. Statement issued on account quarterly. Account interest rate determined by a certificate of deposit index. Withdrawals from account must be used to pay for medical expenses.
Star Savers Kids Club	No minimum to open.	Variable - quarterly	Special savings program for those 12 and under. Earn prizes with deposit, birthday rewards, and other surprises. Star Saver Kids are eligible for our special Star Savers Certificates of deposit.
Christmas Club Savings	No minimum to open.	Variable - annually	New Christmas Club accounts available each November. Monthly automatic deposits required to open account. The balance of your account plus interest is paid to you by check each November 1.
Money Market Savings	$5,000. to open account.	Variable - monthly	Five levels of interest adjust to market conditions helping you maximize your return while still keeping your money accessible.

FOR COMPLETE DETAILS AND DISCLOSURE ON OUR ACCOUNTS
PLEASE VISIT WITH AN EMPLOYEE
⁴Interest calculated by the daily balance method. Variable rate accounts subject to change without notice.
Click here to request more information on our savings accounts


	Site design by Emagine Marketing Web Design, Online Marketing, Hosting and more!